Smart Finance
Everything the vessel earns, pays, and owes — in one financial picture.
Smart Finance is the financial control layer of the platform, turning every voyage, port call, and procurement decision into an accurate, current financial picture. Voyage accounting runs continuously rather than at period end: freight, hire, port costs, bunkers, and claims post against each voyage as they occur, so vessel P&L is a live number, not a quarterly surprise. Invoice management covers the full cycle in both directions — receiving, validating, and paying supplier and agent invoices, and issuing, distributing, and chasing outgoing invoices for freight, hire, and recoverables. Three-way matching against purchase orders from Smart Procurement and disbursement accounts from Smart Operations catches discrepancies before payment, and approval workflows keep authority limits enforced without slowing the desk down. Multi-currency reporting and budgeting consolidate results across vessels, pools, and owning entities in the currencies your stakeholders need, with budget-versus-actual tracking at the vessel, voyage, and cost-category level. Open integrations connect Smart Finance to CRM systems, payment providers, and port call systems, and the procurement side of the P&L flows straight from requisition to cost line without re-keying.
-70
%
Invoice Processing Time
real-time
P&L Latency
30+
Currencies Supported
98
%
Match Rate
Key Capabilities
Voyage Accounting & Vessel P&L
Continuous voyage accounting that posts freight, hire, port costs, bunkers, commissions, and claims against each voyage as they occur. Vessel and voyage P&L are always current, with drill-down from fleet result to individual cost line and automatic accrual handling at period boundaries.
Invoice Management — Receive, Pay, Distribute
The full invoice cycle in both directions: capture and validate incoming supplier, agent, and DA invoices with three-way matching against orders and port call records, route them through configurable approval workflows, and execute payment. Outgoing freight, hire, and recoverable invoices are generated, distributed, and tracked to settlement.
Multi-Currency Reporting & Budgeting
Consolidate results across vessels, pools, and owning entities in any reporting currency, with automatic rate handling and revaluation. Budgets are set and tracked at vessel, voyage, and cost-category level, with variance alerts that surface overruns while there is still time to act on them.
Procurement Finance
The financial side of procurement, integrated end to end: requisitions from Smart Procurement arrive with budget checks applied, purchase orders create commitments visible in the P&L before invoices arrive, and goods-receipt matching closes the loop from order to payment without spreadsheets in between.
Systems Integration
Open integrations with CRM systems, payment providers, banks, and port call systems keep Smart Finance connected to the tools your organization already runs. Data flows in and out through documented APIs, so the finance picture stays complete without manual exports and re-keying.
How It Works
Connect the Money Flows
Voyages from chartering, DAs and port costs from operations, and orders from procurement flow into Smart Finance automatically. Bank, payment, and CRM integrations complete the picture of what the fleet earns, pays, and owes.
Control Commitments & Invoices
Budget checks and approval workflows govern spending before it happens; three-way matching validates every incoming invoice against its order and delivery record before payment is released.
Track Live P&L
Voyage and vessel P&L update continuously as revenue and costs post. Variance alerts flag budget overruns at the cost-category level while corrective action is still possible.
Report & Consolidate
Period-end consolidation across entities and currencies produces the statements owners, pools, and auditors need — with drill-down from any consolidated number to the underlying voyage and document trail.